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Tendencias en inclusión financiera para la transformación social de los micronegocios: revisión sistemática de literatura
Trends in financial inclusion for the social transformation of micro-businesses: a systematic literature review
DOI:
https://doi.org/10.15446/dyna.v92n235.116564Palabras clave:
micronegocios, microfinanciación, pequeña empresa, PRISMA, progreso social, revisión sistemática de literatura (es)micro-business, microfinance, small business, PRISMA, social progress, systematic literature review (en)
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Las implicaciones financieras y de crédito para el bienestar de los hogares de las pequeñas empresas o micronegocios son cruciales para entender su transformación social y la ampliación de sus negocios. Por esto, este artículo tiene como objetivo examinar el panorama de las investigaciones de las microfinanzas, el microcrédito y la inclusión financiera y su impacto en el desarrollo empresarial de las pequeñas empresas o micronegocios, teniendo en cuenta las condiciones sociales, económicas y productivas. Para esto, se ejecuta un análisis bibliométrico y una revisión sistemática de literatura a partir de las revistas de la categoría Administración (Business) clasificadas de Q1 a Q4 por Scimago. Mediante la aplicación de PRISMA y de VOSviewer se realiza la construcción y mapeo de redes bibliométricas. Entre los principales hallazgos, se encuentran que los micronegocios principalmente ubicados en países emergentes tienen una relación significativa frente al empoderamiento de la mujer y la educación financiera.
The financial and credit implications for the household well-being of small businesses or micro-businesses are crucial to understanding their social transformation and business expansion. Therefore, this article aims to examine the research landscape of microfinance, microcredit and financial inclusion and their impact on the entrepreneurial development of small businesses or micro-businesses, considering social, economic and productive conditions. To this end, a bibliometric analysis and a systematic literature review are carried out based on the Business category journals classified from Q1 to Q4 by Scimago. Through the application of PRISMA and VOSviewer, bibliometric networks are constructed and mapped. Among the main findings, it is that micro-businesses mainly located in emerging countries have a significant relationship with women's empowerment and financial education.
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