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Estabilidad financiera y crédito en la economía colombiana
Financial Stability and Credit in the Colombian Economy
DOI:
https://doi.org/10.15446/ede.v35n67.113006Palabras clave:
crédito, capital, regulación, estabilidad financiera, econometría (es)credit, capital, regulation, financial stability, Econometrics (en)
crédito, capital, regulamentação, estabilidade financeira, econometria (pt)
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Este artículo analiza las relaciones entre crédito, estabilidad financiera y capital regulatorio desde una visión macroeconómica con series de tiempo. Para ello, se analizan la evolución de la relación de solvencia y el crédito en la economía colombiana durante el período 2010-2023. Se realiza un ejercicio econométrico para analizar los efectos que trae el capital regulatorio sobre el crédito y su crecimiento. Los resultados dan cuenta de que un mayor capital regulatorio disminuye el ritmo de crecimiento de los préstamos en la economía colombiana.
This paper analyzes the relations between credit, financial stability and regulatory capital from a macroeconomic vision with time series. To do this, we analyze the evolution of solvency and credit in the Colombian economy during the 2010-2023 period. An economic exercise is carried out to analyze the effects that the regulatory capital brings on credit. The results show that larger regulatory capital decreases the growth rate of loans in the economy.
Este artigo analisa as relações entre crédito, estabilidade financeira e capital regulatório a partir de uma visão macroeconômica com séries temporais. Para isso, analisa-se a evolução da relação entre solvência e crédito na economia colombiana durante o período 2010-2023. É realizado um exercício econométrico para
analisar os efeitos que o capital regulatório traz sobre o crédito e seu crescimento. Os resultados mostram que um maior capital regulatório diminui o ritmo de crescimento dos empréstimos na economia colombiana.
Referencias
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